Introducing Beem (formerly Line) AI-powered #1 Smart Wallet App for millions of Working Americans, helping them make payments, cover emergencies, file taxes, save on insurance, and more, in over 5200 cities.

Get $20-$1,000 of funds you plan to add to your Beem Wallet in the future, instantly today via Beem’s instant cash advance feature. No credit check, no interest, no income restrictions & no due dates!

* It is an emergency instant cash option available to Beem members in the Plus & Pro plans. Beem has free & paid plans that start as low as $2.47/month.

* Use instant cash to send money to anyone, even those without a bank account.

* File Federal and State taxes for Free in any region, Grow your credit. Protect your identity online. Get tools and services to save, spend and plan better.

* Beem app is available only in the US and is developed by Line Financial - A Public Benefit Corporation based in the US.

Benefits of the Beem Instant Cash Advance app

* Borrow money instantly with a $20–$1,000 cash advance with no credit checks. Instant cash on Beem (called Everdraft) is not a loan. It does not impact your FICO score & no interest is charged. It allows you to borrow cash from your future self in advance. Users who qualify can start borrowing money instantly. Get cash now for your financial emergencies & pay later.

* Send money instantly from the Beem app to anyone for free, even those without a bank account.

* Beem introduces BFF - a Better Financial Feed powered by AI. Manage your money with a personalized budget & view all of your bank transactions in an interactive AI-powered Feed to avoid overdrafts and bank fees, track your spends, savings, and get reminders on upcoming bills, loan EMIs, subscriptions, low balance alerts & tax filing reminders. Beem alerts you if your bank account is low on funds & could get charged overdraft fees.

* File Federal & State Tax for FREE - Multi-state filing, W2 or 1099, single or joint, all tax filing situations are supported for FREE. File your taxes easily for any filing status and type of tax form. File taxes for Free vs. others like Turbo Tax, Tax Act, Credit Karma, Free Tax USA & Liberty Tax.

*Receive & withdraw cash instantly, either in the Beem app or with a gift or prepaid card, into your bank-issued debit card or into a bank account within 2-3 days.

*Unlock more money with cash boosts. Send & use Gift Cards, Visa, and MasterCard Prepaid Cards - instantly receive cash on a Gift Card or Visa or MasterCard Prepaid Card and use them at any retailer.

* Save up to 20% CashBack on every spend - Link credit or debit cards to Beem & win cash back on daily spends.

* Grow and monitor your credit score, and protect your identity with Credit Alerts, Dark Web Monitoring, Identity Theft Protection, Restoration Services with $1M in Identity Theft Protection insurance & more. Examine your credit score, the factors that influence it, and how to improve it. Get notified when your credit score changes.

* Buy cheaper insurance - Get quotes, compare, and buy or switch to cheaper insurance policies.

Security and Privacy

* Beem is the #1 Safe & Trusted App with 24/7 Support across chat, call, & email & comes with bank-level security, data privacy, and 24/7 dedicated support on the app, via phone at +1 (323) 641-4224, via email at support@trybeem.com & on our website.

* Your personally identifiable data is never stored with us & fully encrypted while being sent for verification.

* If you’ve been rejected by apps like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, Empower, or are unable to qualify for a cash advance or a loan, Beem can support you.
We welcome users from other apps, including Klover, Albert & Earnin. No credit checks.