Mobile access to your OneMain Financial account is at your fingertips. Log in to get full account details.

We offer personal and auto loans for purposes including:

Bill Consolidation
Home Improvement
Auto Purchase or Repair
Vacations
Unexpected Expenses
Major Purchases

Customer Commitment and Borrower's Bill of Rights

We commit to put your financial well-being first, making responsible loans and never compromising your trust.

We respond Monday-Friday: 9 am - 5 pm ET

Use our mobile app to service existing loans and submit applications to refinance existing loans: new loan applications can't be submitted. Deleting the app does not close or delete a OneMain loan account. As a regulated lender and financial institution, we retain certain records under applicable law.

Our loans have minimum and maximum repayment periods of 24 months and 60 months, respectively. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum and maximum loan amounts offered are $1,500 and $20,000, respectively.

Not all applicants qualify for larger loans or most favorable terms. Larger loans require a first lien on a vehicle no more than 10 years old, meets our value requirements, titled in your name with valid insurance. Approval and actual loan terms depend on state of residence and ability to meet our credit standards (including responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Loan proceeds can't be used for post-secondary educational expenses; business or commercial purposes; buying crypto or other speculative investments; gambling; or illegal purposes. Active-duty military, their spouse or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: AL: $2,100; CA: $3,000; GA: $3,100; ND: $2,000; OH: $2,000; VA: $2,600.

Borrowers in these states are subject to these maximum loan sizes: NC: $9,000 for unsecured loans to all customers/$9,000 for secured loans to present customers; ME: $7,000; MS: $15,000; WV: $14,000. Loans to purchase a motor vehicle or powersports equipment from select dealerships in NC, ME, and MS are not subject to these maximum loan sizes.

We charge loan origination fees. Depending on the state where loan is opened, it may be a flat fee or percentage of the loan amount. Flat fees vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of the loan subject to state fee amount limits.

Example Loan: A $6,000 loan with a 24.99% APR repayable in 60 monthly installments would have monthly payments of $176.07.

When refinancing or consolidating existing debt, total finance charges over the life of the new loan may be more than current debt because interest rate may be higher and/or loan term may be longer. Our loans include origination fees which may reduce the amount of money available to pay off other debts.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418)- CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by Pennsylvania Department of Banking and Securities. VA: Licensed by Virginia State Corporation Commission – License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153). NY: Registered New York Mortgage Loan Servicer. See more licensing information at nmlsconsumeraccess.org and onemainfinancial.com/legal/disclosures.

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