Beem (formerly Line) AI-powered Smart Wallet App is helping Americans make payments, cover emergencies, file taxes, save on insurance, and more, in over 5200 cities.

Get $20-$1,000 of funds you plan to add to your Beem Wallet in the future, instantly today via Beem’s instant cash advance feature called Everdraft. No credit check, no interest, no income restrictions & no due dates!

It is an emergency instant cash option available to Beem members in the Plus & Pro plans. Beem has free & paid plans that start as low as $2.47/month.

Instant cash on Beem is not a loan. It does not impact your FICO score & no interest is charged. It allows you to borrow cash from your future self in advance. Use instant cash to send money to anyone, even those without a bank account.

File Federal and State taxes for Free in any region, Grow your credit. Protect your identity online. Get tools and services to save, spend and plan better.

Receive & Withdraw cash instantly, either in the Beem app or with a gift or prepaid card, into your bank-issued debit card or a bank account within 2-3 days.

Unlock more money with cash boosts. Send & use Gift Cards, Visa, and MasterCard Prepaid Cards - instantly receive cash on a Gift Card or Visa or MasterCard Prepaid Card and use them at any retailer.

Beem app is available only in the US and is developed by Line Financial - A Public Benefit Corporation based in the US.


Benefits of the Beem Instant Cash Advance App

* Everdraft - Get Instant Cash
With Everdraft (previously Line) Borrow money instantly with a $20–$1,000 cash advance with no credit checks. Users who qualify can start borrowing money instantly. Get cash now for your financial emergencies & pay later.

* Add & Send Money for Free
Add money without a fee. Send money instantly from the Beem app to anyone, even those without a bank account or Beem App, through SMS, email, and social media. No Subscription is required.

*Get affordable car insurance
Get personalized quotes in 5 minutes, One place for every major insurance provider. Compare all options & find a match. Save hundreds of dollars every year.

*Your BFF - Better Financial Feed
Manage your money with a personalized budget & view all of your bank transactions in an interactive AI-powered Feed to avoid overdrafts and bank fees, track your spending, and savings, and get reminders on upcoming bills, loan EMIs, subscriptions, low balance alerts & tax filing reminders. Beem alerts you if your bank account is low on funds & could get charged overdraft fees.

* File Federal & State Tax for FREE
Multi-state filing, W2 or 1099, single or joint, all tax filing situations are supported for FREE. File your taxes easily for any filing status and type of tax form. File taxes for Free vs. others like Turbo Tax, Tax Act, Credit Karma, Free Tax USA & Liberty Tax.

*Earn up to 20% Cashback
Link credit or debit cards to Beem & win cash back on daily spends.

* Credit - Monitor & Grow
Examine your credit score, the factors that influence it, and how to improve it. Get notified when your credit score changes.

* Identity Theft Protection
protect your identity with Credit Alerts, Dark Web Monitoring, Identity Theft Protection, and Restoration Services with $1M in Identity Theft Protection insurance & more.


Security and Privacy

Beem is the #1 Safe & Trusted App with 24/7 Support across chat, call, & email & comes with bank-level security, data privacy, and 24/7 dedicated support on the app, via phone at +1 (323) 641-4224, via email at support@trybeem.com & on our website.

Your personally identifiable data is never stored with us & fully encrypted while being sent for verification.

Never Get Rejected
If you’ve been rejected by apps like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, Empower, or are unable to qualify for a cash advance or a loan, Beem can support you. We welcome users from other apps, including Klover, Albert & Earnin. No credit checks.